What does a mortgage broker do?: How To Buy A Home In A Hot Market

Thursday 4 June 2015

How To Buy A Home In A Hot Market

Buying a home can be an exciting and stressful time. Buying in a hot market like our current spring market can be even more of a challenge as houses hit the market and sell fast.

So what should you do to make sure you don’t lose that perfect house? To start, find yourself a great realtor that understands how important it is to be first in to see a house when it hits the market. A full time professional realtor that understands the community you are looking in and what your needs are.

But even before that, you should make sure you have your pre-approval in place. In a fast paced market you want to be confident when you present an offer that you can afford the home you have chosen. If a bidding war ensues you want to know what your limitations are and really understand financially that you can afford the home. Nothing is more disappointing than outbidding other potential buyers just to find out that you are unable to get approval on your financing.

One of the ways you can look at homes with confidence is to use our “Apply Now” on line application. It is quick and easy and gets the ball rolling even before your initial visit with Harmony Mortgage Group. It places you in the queue as financial institutions are also incredibly busy in a market like this and are dealing with applicants as the paper work arrives. So by Applying On Line, you get a head start and jump to the front of the line while others are waiting to get appointment times with their lenders. Just another way Harmony Mortgage Group takes care of their clients.

Once your financing has been approved, you and your realtor can view homes with confidence knowing exactly what you can afford and ultimately find the perfect home for you.

At Harmony Mortgage Group we offer a complimentary cleaning service through our sister company Harmony Home Services to any client that has a mortgage fund through us. Ask our brokers for the details. Some restrictions do apply.

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